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As of January 1st 2020 no newly eligible Medicare beneficiary will be able to purchase Medicare Supplement Plans C, F or High Deductible Plan F. A newly eligible Medicare beneficiary is described as someone who has attained age 65 or first become eligible for Medicare due to age, disability or end-stage renal disease on or after January 1, 2020.
It’s important to know that these plans are NOT just disappearing. If you already have a Medicare Supplement Plan F, C or High Deductible Plan F, you will be able to keep it for as long as you’d like. These plans are guaranteed renewable for life as long as you pay your premium. So, if you have a Plan F, you can keep it.
Additionally, if you turned 65 or became eligible for Medicare anytime before Jan. 1st 2020, you can still purchase Plan C, F or High Deductible F, even in the future. For example, if you turned 65 in 2015 and you went onto Medicare and purchased Plan G at that time, you are still eligible to purchase Plan F anytime in the future, even after 2020. The only people that will be exempt from these plans, Plans C F and High Deductible F, are folks who are turning 65 or become eligible for Medicare anytime after Jan. 1st 2020.
Since High Deductible Plan F is being affected by MACRA, a new Plan, High Deductible Plan G which will be available for newly eligible Medicare beneficiaries. This plan is expected to be structured just like the current High Deductible Plan F is today.
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